<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>ApplyForACreditCard.net</title>
	<atom:link href="http://www.applyforacreditcard.net/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.applyforacreditcard.net</link>
	<description>Apply For A Credit Card</description>
	<lastBuildDate>Mon, 06 Sep 2010 14:00:11 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.1.2</generator>
		<item>
		<title>48 Posts on Ways to Use Your Credit Card as a Financial Management Tool</title>
		<link>http://www.applyforacreditcard.net/48-posts-on-ways-to-use-your-credit-card-as-a-financial-management-tool/</link>
		<comments>http://www.applyforacreditcard.net/48-posts-on-ways-to-use-your-credit-card-as-a-financial-management-tool/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 14:00:11 +0000</pubDate>
		<dc:creator>CreditCards Staff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[financial management]]></category>

		<guid isPermaLink="false">http://www.applyforacreditcard.net/?p=150</guid>
		<description><![CDATA[Credit cards can cause all kinds of financial trouble for people when they are used irresponsibly, but they can also work great as a financial management tool if you manage them correctly. Here are some blog posts that can help you learn how to use your credit cards in the right way so you can [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://www.applyforacreditcard.net/48-posts-on-ways-to-use-your-credit-card-as-a-financial-management-tool/" title="Permanent link to 48 Posts on Ways to Use Your Credit Card as a Financial Management Tool"><img class="post_image alignnone remove_bottom_margin" src="http://www.applyforacreditcard.net/wp-content/uploads/2010/09/painted-credit-card.jpg" width="500" height="375" alt="Post image for 48 Posts on Ways to Use Your Credit Card as a Financial Management Tool" /></a>
</p><p>Credit cards can cause all kinds of financial trouble for people when they are used irresponsibly, but they can also work great as a financial management tool if you manage them correctly. Here are some blog posts that can help you learn how to use your credit cards in the right way so you can use them to help better manage your finances, I am sure you will find some great info among these posts and hopefully they can help you learn a new and excellent way to use your credit cards.</p>
<ol>
<li><a href="http://www.goodfinancialcents.com/3-unusual-ways-to-save-money/">Good Financial Cents</a> – This blog has 3 unusual tricks for good financial cents including using your credit card to earn interest.</li>
<li><a href="http://business-loan.bestmanagementarticles.com/a-40624-business-credit-cards-for-business-financing.aspx">Woodridge Business Management</a> – This article provides information about how small businesses can use secured credit cards as financial tools to earn rewards and save time and money.</li>
<li><a href="http://www.huffingtonpost.com/jason-alderman/credit-101-for-your-colle_b_678798.html">HuffPost Blog</a> – This is a post about using credit cards to help teens and college students learn responsibility in financial management.</li>
<li><a href="http://www.thedailymiddle.com/2010/08/19/using-credit-wisely-mint%E2%80%99s-personal-finance-roundup.html">The Daily Middle</a> – This blog talks about how credit cards though they should not be relied on for emergencies, can be used as financial tools to help stave off debt.</li>
<li><a href="http://freefrombroke.com/2010/08/improve-credit-score-8-ways-increase-credit-rating.html">Free From Broke</a> – This blog shows you how actively using one or two credit cards can actually aid in building credit and responsible money management.</li>
<li><a href="http://latestfinancialnews.info/financial/using-credit-cards-to-improve-credit-scores/">Latest Financial News</a> – This blog explains how to use credit cards as financial management tools to increase your FICO score.</li>
<li><a href="http://itsanotherone.com/2010/08/balance-transfer-credit-card-allow-you-to-save-a-lot-of-money/">Another One Business Guidelines</a> – This is a post about credit card balance transfers and how they can be a management tool to get out of debt.</li>
<li><a href="http://www.111breaking.com/as-the-use-of-credit-cards-rebuild-credit-%E2%80%93-low-interest-credit-card-offers-50658-123">Breaking News.com</a> – This is a blog about using credit cards as tools to dig yourself out of debt and rebuild credit.</li>
<li><a href="http://www.pyars.com/2010/08/25/how-can-i-use-a-credit-card-to-my-advantage/">Pyars.com</a> – This post has user advice for using credit cards to a young consumer’s advantage to manage his finances.</li>
<li><a href="http://www.creditcardsheaven.com.au/using-credit-cards-1396">Credit Cards Heaven</a> – This blog explains important steps in choosing credit cards that will offer you the most reward in financial options and management tools.</li>
<li><a href="http://www.worldwidecreditcards.net/?p=1729">Worldwide Credit Cards</a> – This is a post about business credit card management and how to use these cards as financial tools.</li>
<li><a href="http://www.quizzle.com/blog/2010/04/how-to-use-credit-cards-to-your-advantage/">Quizzle</a> – This blog is about how using credit cards to pay bills and for large purchases can be an effective financial tool.</li>
<li><a href="http://eliminatethemuda.com/2010/08/how-to-best-use-credit-card-reward-points/">Eliminate the Muda</a> –This is a post about managing your finances on reward cards and getting things you want with the reward points.</li>
<li><a href="http://www.wahm.com/articles/using-credit-card-rewards-programs-to-help-your-business.html">WAHM</a> – This is a blog about using business credit cards as financial tools to help businesses.</li>
<li><a href="http://www.prlog.org/10877965-smart-shoppers-can-save-thousands-by-switching-their-cards-to-interest-free-credit-cards.html">PRLog</a> – This blog is a guide to how interest free credit cards can prove to be very advantageous financial tools.</li>
<li><a href="http://www.interestfree-creditcards.com/">Interest Free Credit Cards</a> – This is another post about interest free credit cards and what they can do to provide financial stability.</li>
<li><a href="http://www.urgentcreditrepair.com/credit-repair-tips-for-everyone/">Fast Credit Repair</a> – This is a post that takes the fear out of using your credit card and making it an important tool for getting out of debt.</li>
<li><a href="http://www.kf4ghc.org/credit-repair/334">Credit Repair</a> – This blog is about using merchant advance credit cards as a successful financial tool.</li>
<li><a href="http://www.debtguru.com/finances/how-to-make-credit-cards-to-work-for-you">DebtGuru</a> – This blog remarks on both the dangers of credit cards and how credit cards can be powerful financial tools.</li>
<li><a href="http://www.moneymanager.com.au/credit-cards/fact-sheets/credit-cards-tips.html#6712">MoneyManager</a> – This blog has lots of tips and tricks for how a credit card can actually be used to save you money and plan future purchases.</li>
<li><a href="http://creditcardoffersiq.com/blog/why-i-use-online-bill-pay-and-why-you-should-too/">CreditCardOffersIQ</a> – This is a post about why using your credit cards online for bill pay is a popular way to manage money, stay current on bills and build credit.</li>
<li><a href="http://www.credit-land.com/faqs/credit-card-general/how-can-you-make-sure-credit-cards-work-in-your-favour-always-615.html">CreditLand</a> – This is a post about credit card responsibility and how using credit cards as a financial management tool instead of an excuse to make unneeded purchases makes sense.</li>
<li><a href="http://masteryourcard.com/blog/2010/08/20/five-ways-to-make-your-credit-work-for-you/">Master Your Card</a> – This is a blog that lists five ways that one can use a credit card to manage their finances and reap the benefits of being a card member.</li>
<li><a href="http://getahead.rediff.com/slide-show/2010/jul/06/slide-show-1-money-how-to-make-your-credit-card-work-for-you.htm">Rediff</a> – There are three steps to making money and having control over your finances using credit cards with the information in this blog.</li>
<li><a href="http://hubpages.com/hub/Money_and_Miles_Make_Your_Credit_Cards_Work_For_You">Hubpages</a> – This is a blog about using credit card rewards to save money on large purchases like airfare and hotels while maintaining good financial management.</li>
<li><a href="http://www.lifewhile.com/money/17160197/detail.html">LifeWhile</a> – A blog that demonstrates how responsible money management through the use of credit cards can enhance your wealth and credit score.</li>
<li><a href="http://blog.motoring-loans.co.uk/small-business-credit-cards-uncovering-the-perfect-package/">The Motoring Loans Blog</a> – This is a blog hat explains the uses and advantages of using credit cards to manage small business finances.</li>
<li><a href="http://www.doughroller.net/money-management/money-management-guide/">Dough Roller</a> – This post explains why using credit cards for everyday purchasing can be an excellent money managing tool to track spending.</li>
<li><a href="http://www.inc.com/guides/2010/08/how-to-responsibly-use-credit-cards-for-your-business.html">Inc.</a> – This blog teaches business owners how to use credit cards to responsibly build business credit and get advantages for your business from other companies.</li>
<li><a href="http://financialhighway.com/5-tips-to-managing-your-finances-and-avoiding-debt/">Financial Highway</a> – This is a blog that has 5 tips for using credit cards as financial management tools and avoiding debt.</li>
<li><a href="http://cashmoneylife.com/2010/03/03/daily-money-management/">CashMoneyLife</a> – This is a blog written from the personal experience of the author about how use of a credit card for regular monthly recurring bills is good financial management.</li>
<li><a href="http://www.monmoneyonnet.com/business-credit-cards-help-businesses-manage-finances.html">Self Tan</a> – This is a blog about how credit cards are helpful to small business owners in earning rewards and keeping track of expenses.</li>
<li><a href="http://life.familyeducation.com/money-and-kids/parenting/36332.html">Family Education</a> – This post is about teaching children about financial management using credit cards as tools and not as free money.</li>
<li><a href="http://ideas.thenest.com/money-advice/money-questions/Slideshows/credit-card-basics-for-couples.aspx">The Nest</a> – This is a blog about how couples can effectively manage their money through the use of joint and separate credit cards.</li>
<li><a href="http://www.hlx5188.com/how-to-properly-manage-credit-cards/">Business and Finance Solutions</a> – This post is a guideline for safe financial management for your credit cards and how to properly use them.</li>
<li><a href="http://www.experience.com/alumnus/article?channel_id=managingyourmoney&amp;source_page=home&amp;article_id=article_1139854471109">Experience</a> – This blog recognizes that credit cards are a large part of our financial lives and gives tips to successful financial management with credit cards.</li>
<li><a href="http://russell-brand.org/393/business-finance-for-when-your-business-needs-cash/">Finance Business Corner</a> – This is a blog about making financial decisions with your business credit cards.</li>
<li><a href="http://www.suite101.com/content/how-to-finance-a-small-business-a206052">Suite101</a> – This is a post about small business financing and how credit cards can help keep expenses out of the owner’s personal finances.</li>
<li><a href="http://newbadcreditloan.com/credit-card-the-beauty-of-the-modern-credit-card/">New Bad Credit Loan</a> – This post is about how credit cards are used for responsible financial decision-making, traveling abroad, and short term loans.</li>
<li><a href="http://www.leadership-expert.co.uk/lead-example-company-finances/">Leadership Expert</a> – This is a blog about building trust and business relationships through managing your business’ finances with credit cards.</li>
<li><a href="http://www.businesspundit.com/10-benefits-of-using-a-business-credit-card/">Business Pundit</a> – This is a list of the top ten reasons why you should use your business credit cards to manage and track your finances.</li>
<li><a href="http://www.media-cn.com/making-travel-a-part-of-your-life-again-with-airline-miles-credit-cards.html">Media CN</a> – This blog explains that managing your finances through the right credit cards could yield big rewards for you as you rack up points with each purchase.</li>
<li><a href="http://aboutairport.com/how-to-come-out-ahead-with-an-airline-miles-credit-card.html">About Airport</a> – This blog is specifically about credit cards that offer airline miles and how managing your personal finances with such a card can give you extensive benefits that you otherwise may not be able to afford.</li>
<li><a href="http://billeater.com/tips/how-use-credit-cards-responsibly">Billeater</a> – This is a blog about responsibly managing your finances through credit card use.</li>
<li><a href="http://we-love-finance.com/how-to-manage-your-company-credit-cards-so-you-not-spend-as-much/">We Love Finance</a> – This post shares information about managing your companies finances through credit cards and how to keep from spending what you don’t have.</li>
<li><a href="http://frugalnoggin.com/archives/585">Frugal Noggin</a> – This post explains how good money management can start with the use of your credit cards and what you purchase.</li>
<li><a href="http://money.roysville.com/2010/08/06/manage-your-credit-cards-well/">Money and Finance</a> – This blog talks about the advantages of good financial management using your credit cards wisely.</li>
<li><a href="http://www.mint.com/blog/how-to/personal-finance-roundup-08162010/">Mint</a> – The advantages of great personal finance through the use of credit cards to build, protect, and monitor your financial status are in this post.</li>
</ol>
<p><em>Image credits: </em><em><a href="http://www.flickr.com/photos/brettlider/" target="_blank">Brett L.</a></em></p>
]]></content:encoded>
			<wfw:commentRss>http://www.applyforacreditcard.net/48-posts-on-ways-to-use-your-credit-card-as-a-financial-management-tool/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>46 Things You Should Know About Credit Cards but Never Think to Ask</title>
		<link>http://www.applyforacreditcard.net/46-things-you-should-know-about-credit-cards-but-never-think-to-ask/</link>
		<comments>http://www.applyforacreditcard.net/46-things-you-should-know-about-credit-cards-but-never-think-to-ask/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 14:22:11 +0000</pubDate>
		<dc:creator>CreditCards Staff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[credit card tips]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[things to know about credit cards]]></category>

		<guid isPermaLink="false">http://www.applyforacreditcard.net/?p=145</guid>
		<description><![CDATA[Many people obtain credit cards and never really learn how to effectively use them. By misusing credit cards, one can acquire a lot of debt that could cost them everything. By learning the facts about credit cards, a person can use them for their benefit. By learning the terms and techniques for using and paying [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://www.applyforacreditcard.net/46-things-you-should-know-about-credit-cards-but-never-think-to-ask/" title="Permanent link to 46 Things You Should Know About Credit Cards but Never Think to Ask"><img class="post_image alignnone remove_bottom_margin" src="http://www.applyforacreditcard.net/wp-content/uploads/2010/08/credit-card-must-know-tips.jpg" width="375" height="500" alt="Post image for 46 Things You Should Know About Credit Cards but Never Think to Ask" /></a>
</p><p>Many people obtain credit cards and never really learn how to effectively use them. By misusing credit cards, one can acquire a lot of debt that could cost them everything. By learning the facts about credit cards, a person can use them for their benefit. By learning the terms and techniques for using and paying your credit card bills, you can take that piece of plastic and use it to your advantage. Find out everything you’ve ever wanted to know about credit cards, but were afraid to ask.</p>
<ol>
<li><a href="http://www.debtkid.com/credit-cards/credit-card-facts">Debt Kid</a>: Ten facts you need to know about credit cards that can help you use them effectively.</li>
<li><a href="http://www.gurl.com/findout/fastfacts/articles/0,,672169,00.html">Credit Card Facts for Teens</a>: Learn about the name credit card companies give their customers who pay their balance off in full.</li>
<li><a href="http://www.newcreditrules.com/newcreditrulescom/credit-card-facts/">Credit Card Facts</a>: Find out if there is such a thing as a credit card with no limit.</li>
<li><a href="http://www.delraycc.com/InterestingMoney/12AmazingFactsaboutCreditCardDebt/tabid/173/Default.aspx">12 Amazing Facts About Credit Card Debt</a>: Learn about whether or not library fines can hurt your credit score.</li>
<li><a href="http://www.finweb.com/banking-credit/some-credit-card-facts-you-should-know.html">Some Credit Card Facts You Should Know</a>: Eight facts about credit cards you should know before you decided to use one.</li>
<li><a href="http://www.bargaineering.com/articles/50-fun-facts-about-credit-cards.html">50 Fun Facts About Credit Cards</a>: Learn about the history of the credit cards you use every day.</li>
<li><a href="http://www.womens-finance.com/credit/creditinterest.shtml">Interesting Facts About Credit Interest</a>: Learn all about the interest you are charged through your credit card company.</li>
<li><a href="http://www.spamlaws.com/credit-fraud-stats.html">Credit Card Fraud Statistics and Facts</a>: Millions of dollars are lost every year to credit card fraud and scams. Learn how to protect yourself.</li>
<li><a href="http://blog.creditkarma.com/credit-karma/10-fun-facts-about-credit-that-will-surprise-you/">10 Fun Facts About Credit That Will Surprise You</a>: Check out why that expiration date on your credit card is misleading.</li>
<li><a href="http://www.spendonlife.com/content/CreditCardDebtEliminationAndFactsAboutDebtInAmerica-1-223-3.ashx">Credit Card Debt Elimination and Facts About Debt in America</a>: Credit card debt continues to rise. Find out statistics to see how many are really in debt.</li>
<li><a href="http://www.billshrink.com/blog/7293/myths-versus-facts-credit-card-usage-and-debt/">Myths versus Facts: Credit Card Usage and Debt</a>: Closing credit card accounts may actually hurt your credit score.</li>
<li><a href="http://www.collegestudentcreditcard.com/articles11.html">Credit Card Statistics</a>: Interesting site to see the statistics on credit cards college students use.</li>
<li><a href="http://consumerist.com/2008/07/10-things-you-might-not-know-about-your-credit-card.html">10 Things You Might Not Know About Your Credit Card</a>: Find out if you really need to sign the back of your credit card before making any purchases.</li>
<li><a href="http://www.getrichslowly.org/blog/2006/06/14/eight-things-every-credit-card-user-should-know/">Eight Things Every Credit Card User Should Know</a>: Learn why your credit card score can be shared with many other companies.</li>
<li><a href="http://life.familyeducation.com/responsibilities/money-and-kids/36435.html">What Kids Need to Know About Credit Cards</a>: Children should understand the meaning and uses of credit cards before they start using one. Use this site to find out information to make it easier for them to understand.</li>
<li><a href="http://www.credit.com/rs/vol3.jsp">Credit.com: Ask John</a>: Real stories of people buried in credit card debt.</li>
<li><a href="http://www.truthaboutcredit.org/worst-practices">The Worst Credit Card Industry Practices</a>: Don’t fall for deals that sound too good to be true.</li>
<li><a href="http://www.moneynowusa.com/CancellingCreditCards.html">The Truth About Canceling Credit Cards</a>: This site lists reasons why you should not cancel your credit card.</li>
<li><a href="http://www.peterwhitecycles.com/scams.htm">Credit Card Scams</a>: Learn how people steal your credit card numbers and scam you.</li>
<li><a href="http://www.hoffmanbrinker.com/credit-card-debt-statistics.html">Credit Card Debt Statistics</a>: Interesting facts about credit card debt and how it starts.</li>
<li><a href="http://www.bestcashcow.com/credit_products/article/ca_hagy/facts-about-credit-card-debt-in-the-united-states">Facts about Credit Card Debt in the United States</a>: Find out facts about credit card debt such as how credit card companies collect more than $7 billion in late fees each year.</li>
<li><a href="http://www.creditcardanswers.co.uk/credit-card-facts.html">Facts About Credit Cards</a>: Find out about the first credit card issued; the Diner’s Club card.</li>
<li><a href="http://www.thedigeratilife.com/blog/index.php/2009/05/29/balance-transfer-credit-card-tips-facts/">Balance Transfer Credit Card Offers, Tips and Facts</a>: Information about credit card balance transfers and APRs.</li>
<li><a href="http://www.infofaq.com/fraud/credit-card/index.html">Facts about Credit Card Fraud</a>: Find out what to do when your credit card gets stolen.</li>
<li><a href="http://www.smartcreditinfo.com/creditcards.html">Credit Card Facts: Choosing the right credit card for you</a>: Learn how to figure out which credit card and deal would be the best for you.</li>
<li><a href="http://www.saclimatechange.net/people-poor-credit-card-facts.html">Credit and Credit Card Facts</a>: Learn what annual fees, grace periods and transactions fees are.</li>
<li><a href="http://blog.learnvest.com/current_events/top-5-most-surprising-credit-facts/">LearnVest</a>: Top 5 most surprising credit facts.</li>
<li><a href="http://blogs.creditcards.com/2010/04/credit-lessons-from-top-personal-finance-bloggers.php">Credit Cards</a>: Lessons from personal finance bloggers.</li>
<li><a href="http://www.phonienews.com/13773/low-interest-rate-credit-cards-and-how-they-differ/">Phonie News</a>: How low interest credit cards differ.</li>
<li><a href="http://creditshout.com/5-things-to-look-for-when-choosing-your-first-credit-card/">Credit Shout</a>:  Five things to look for when choosing your first credit card.</li>
<li><a href="http://www.creditcardchaser.com/yes-you-do-need-a-credit-card/">Credit Card Chaser</a>: Reasons you do need a credit card.</li>
<li><a href="http://www.doughroller.net/credit-cards/best-credit-card-offers/">Dough Roller</a>: How do determine which credit card offer is the best.</li>
<li><a href="http://ptmoney.com/2010/08/18/free-prepaid-credit-cards/">PT Money</a>: Learn about prepaid credit cards.</li>
<li><a href="http://creditcardforum.com/blog/2010/05/best-credit-card-for-first-time-users/">Credit Card Forum</a>: Learn about the best credit cards for first time uses.</li>
<li><a href="http://www.thesunsfinancialdiary.com/free-money/current-promotions-bonus-offers/">The Sun Financial Diary</a>: How to understand bonus offers that come with credit cards.</li>
<li><a href="http://www.1moneywise.net/personal-finance/tell-the-credit-card-companies-are-you-crazy-what-you-need-to-know-about-credit-card-terms-changes">1 Moneywise</a>: Things you need to know about card term changes.</li>
<li><a href="http://www.mint.com/blog/trends/student-credit-cards-08022010/">Mint</a>: Information about student credit cards.</li>
<li><a href="http://www.creditcardfinder.com.au/actions-you-can-take-to-earn-more-frequent-flyer-points.html">Credit Card finder</a>: How to maximize the number of frequent flyer points you earn.</li>
<li><a href="http://www.tomakenews.com/how-to-reduce-your-credit-card-debt/">To Make News</a>: Ways to reduce your credit card debt.</li>
<li><a href="http://www.indexcreditcards.com/creditcardnews/credit-card-use-whats-really-happening/">Index Credit Cards</a>: The nitty gritty of what is really happening in the credit cards world.</li>
<li><a href="http://www.creditcardsinstantdecision.co.uk/be-careful-with-your-credit-card/">Credit Card instant decision</a>: Cautions and things to watch for when using your credit card.</li>
<li><a href="http://www.lovemoney.com/news/get-the-best-deal/credit-cards/my-baby-will-pay-for-my-holiday-5336.aspx">Love Money</a>: How everyday purchases can generate rewards.</li>
<li><a href="http://www.rewardcreditcardsite.com/cash-back-vs-rewards-credit-card-which-one-is-for-you/">Reward Credit Card Site</a>: Decide between rewards and cash back.</li>
<li><a href="http://www.imoneytalks.com/2010/08/what-could-make-a-credit-card-provider-turn-down-your-application/">I Money Talks</a>: Reasons a provider may turn down your card application.</li>
<li><a href="http://www.howtoinvesttoday.com/2010/08/19/what-you-may-need-to-know-bout-credit-cards-with-bad-credit/">How to Invest Today</a>: How to deal with bad credit and credit cards.</li>
<li><a href="http://studenomics.com/credit/credit-card-in-college/">Studenomics</a>: Having and using a credit card in college.</li>
</ol>
<p><em>Image Credits: </em><a href="http://www.flickr.com/photos/romulusnr/" target="_blank"><em>romulusnr</em></a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.applyforacreditcard.net/46-things-you-should-know-about-credit-cards-but-never-think-to-ask/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>45 Blog Posts About Why Online Shopping is Better than Offline Shopping</title>
		<link>http://www.applyforacreditcard.net/45-blog-posts-about-why-online-shopping-is-better-than-offline-shopping/</link>
		<comments>http://www.applyforacreditcard.net/45-blog-posts-about-why-online-shopping-is-better-than-offline-shopping/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 15:02:01 +0000</pubDate>
		<dc:creator>CreditCards Staff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[offline shopping]]></category>
		<category><![CDATA[online shopping]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.applyforacreditcard.net/?p=113</guid>
		<description><![CDATA[Since the inception of the internet and online shopping many people have been taking advantage of the ease of shopping online. It saves you a trip to the mall and helps avoid the crowds, plus it is nice and easy to shop online with just a credit or debit card. Because of this there has [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://www.applyforacreditcard.net/45-blog-posts-about-why-online-shopping-is-better-than-offline-shopping/" title="Permanent link to 45 Blog Posts About Why Online Shopping is Better than Offline Shopping"><img class="post_image alignnone remove_bottom_margin" src="http://www.applyforacreditcard.net/wp-content/uploads/2010/07/online-shopping.jpg" width="400" height="300" alt="Post image for 45 Blog Posts About Why Online Shopping is Better than Offline Shopping" /></a>
</p><div>Since the inception of the internet and online shopping many people have been taking advantage of the ease of shopping online. It saves you a trip to the mall and helps avoid the crowds, plus it is nice and easy to shop online with just a credit or debit card. Because of this there has been a decrease in offline shopping, I know I buy more online than offline. Why waste your time walking around a store looking for a specific product that they may not even have. Instead it is much easier to just browse your favorite online stores, ebay, or even a quick search in Google will yield the results and products you want.</div>
<div>
<div>
<div>
<ol>
<li><a href="http://www.gogreenstreet.com/save-the-environment-shopping-online/">Go Green Street</a> – This blog examines the eco-friendly benefits of shopping online.</li>
<li><a href="http://egaabdillah.info/2010/07/culture-of-online-shopping-starts-growing/">Ega Abdillah</a> – A blog that explains why online shopping has been a necessary instrument in bridging the gap between cultures.</li>
<li><a href="http://willsmith-tribute.com/?p=65">Will Smith Tribute</a> – This blog identifies some reasons why online shopping is better for comfort and convenience.</li>
<li><a href="http://appliances.myboxonly.com/2010/07/24/buying-small-appliances-wisely/">Appliances</a> – This blog has a list of reasons why small and large appliances should be bought online rather than offline.</li>
<li><a href="http://stopsilence.com/2010/06/online-shopping-is-becoming-new-popular-way-of-window-shopping/">Stop Silence</a> – This blog talks about online shopping being a more convenient way to window shop.</li>
<li><a href="http://elghrasya.com/?p=372">It’s All About Life</a> – This is a blog that lists some benefits of why online shopping is better than offline.</li>
<li><a href="http://big-e-biz.net/archives/2145">Big-E-Biz</a> – This blog compares online shopping to regular malls and gives some reasons why it is better.</li>
<li><a href="http://abraham.ilikehandbag.com/2010/07/25/online-shopping-for-designer-clothes/">Ilikehandbag’s Blog</a> – This is a blog about why it is better to shop for designer clothes online.</li>
<li><a href="http://techus.org/2010/07/ecommerce-website-the-latest-breakthrough-in-online-shopping/">Tech for Future</a> – This blog lists the advantages of ecommerce over physical shopping.</li>
<li><a href="http://sukiee.wordpress.com/2010/07/24/online-shopping-from-home/">Blog Online Reviews</a> – Another blog that lists the advantages of online shopping citing convenience, selection, and easy comparison shopping.</li>
<li><a href="http://parfumtoilette.com/wholesale-perfume-online-shopping-guide/">Parfum Toilette</a> – This blog explains why online shopping is superior for buying in bulk for your favorite items.</li>
<li><a href="http://www.gift-cheap.com/online-shopping-search-engines/">Cheap Gift</a> – This blog is about how online shopping search engines have helped to make online shopping more convenient and less time consuming than visiting the mall.</li>
<li><a href="http://www.bizreport.com/2010/07/better-customer-service-will-increase-online-sales.html">Biz Report</a> – This post is about the advantages of online shopping and what can be done to further improve online sales.</li>
<li><a href="http://www.imcashsaver.com/blog/e-commerce-the-future-of-shopping">Cash Saver Blog</a> – This is an informational blog that defines common online shopping terms and explains why it is better than offline shopping.</li>
<li><a href="http://solartalk.info/online-shopping-how-it-works-with-the-internet-bargains-a/">Solar Talk</a> – This blog demonstrates how online shopping makes it easy to find even the most specific types of items online that would be next to impossible to find offline.</li>
<li><a href="http://www.onwebshopping.info/online-shopping-the-best-way-to-get-the-most-incredible-deals/">Online Shopping</a> – This blog explains how online shopping is beneficial because there are more coupons and deals available than would be offline.</li>
<li><a href="http://www.evergreen4in1.com/home-care/buying-small-appliances.html">Green House</a> – This blog explains why buying appliances are best bought online.</li>
<li><a href="http://letsgotoshoping.blogspot.com/2010/06/online-community-shopping-totally-fun.html">Shopping</a> – This is a blog that lists the many reasons why online shopping is superior to offline.</li>
<li><a href="http://www.thisnthatshopping.com/?p=149">This N That</a> – This is a post that lists the many reasons why online shopping is so much better than offline shopping.</li>
<li><a href="http://fernsnpetalsindia.blogspot.com/2010/06/birthday-gifts.html">Ferns and Petals</a> – This is a blog about buying flowers online and what the advantages are for special occasions.</li>
<li><a href="http://www.easttoy.com/2010/07/quality-online-shopping-at-all-bargain-shopping/">East Toy</a> – This blog is about how easy online shopping makes bargain hunting.</li>
<li><a href="http://ashserv.com/2010/07/how-to-smart-shop-for-christmas/">Ashserv Shopping</a> – This blog lists several reasons why online shopping at Christmas time is far better than offline.</li>
<li><a href="http://parkhowell.com/green-advertising-and-marketing/is-online-shopping-better-for-the-environment-than-store-shopping-35-of-americans-think-so">Park Howell</a> – This is another blog that examines the eco-friendly benefits of online shopping as opposed to offline shopping.</li>
<li><a href="http://rich-page.com/web-analytics/7-reasons-why-shopping-online-beats-real-shopping/">Richpage</a> – This blog lists 7 reasons why online shopping is better than offline shopping.</li>
<li><a href="http://blog.shop.org/2009/03/27/online-shopping-as-green/">The Shop</a> – This blog cites a renowned study and reasons why it is green to shop online.</li>
<li><a href="mailto:katoffel@nate.com">Fellowes</a> – This is a blog that breaks down the pros of online shopping and examines what used to be the biggest concerns.</li>
<li><a href="http://techcrunch.com/2009/06/03/the-trunk-club-for-men-never-shop-for-clothes-again/">Tech Crunch</a> – This blog talks about how new technology and advances in e-commerce have given men a reason to agree that online shopping is better than offline shopping.</li>
<li><a href="http://www.morevisibility.com/semblog/online-shopping-versus-brick-and-mortar-shopping.html">More Visibility</a> – This blog has quite a few reasons to boast that online shopping is absolutely the way to go.</li>
<li><a href="http://sanjaal.com/fashion/1175/survey-says-online-shopping-is-better-do-you-agree/">Fashionista Fabulous</a> – This blog examines a survey that concluded shopping online was better than offline shopping.</li>
<li><a href="http://www.allnel.com/2010/03/deal-extreme-vs-think-geek.html">AllNel</a> – This blog gives a personal account of why online shopping is better because of bad experiences in offline stores.</li>
<li><a href="http://hiram.luisbloger.com/2010/05/12/online-shopping-is-better-than-tiresome-offline-shop-hopping/">Western Landscape</a> – This post has many interesting reasons listed about why online shopping is more advantageous.</li>
<li><a href="http://joshthegreatxxvii.blogspot.com/2009/06/clicks-and-bricks.html">Clicks and Bricks</a> – This blog uses examples from personal research about what the advantages are of shopping online to visiting the same stores offline.</li>
<li><a href="http://www.worldchanging.com/archives/009020.html">World Changing</a> – This blog examines why large online companies are able to offer perks to customers that offline companies can’t such as frustration free packaging.</li>
<li><a href="http://pamperedwithpaige.typepad.com/my_weblog/2010/05/online-shopping-thoughts.html">Pampered with Paige</a> – This blog also examines a study about the preference of online shopping and gives her own insight.</li>
<li><a href="http://shoppingrack.net/is-online-shopping-better-than-actually-going-to-the-malls/">Shopping Rack</a> – The author of this blog examines the rapid trend of online shopping and why it is superior to offline shopping.</li>
<li><a href="http://www.moneycrashers.com/tips-for-men-on-shopping-for-clothes-and-saving-money/">Money Crashers</a> – A blog that looks at why online shopping is now more beneficial to men than ever.</li>
<li><a href="http://www.archivedarticles.com/Art/171479/49/Tips-Advantages-Of-Online-Shopping-in-India.html">Archived Articles</a> – This blog lists some advantages of buying online rather than in a store and how other countries are economically following suit.</li>
<li><a href="http://www.bizreport.com/2010/07/thefind-now-second-largest-shopping-engine.html">Kristina Knight’s Blog</a> – This blog speculates that shopping search engines are responsible for online shopping being the preferred method for many shoppers.</li>
<li><a href="http://www.iaiamedia.com/comparison-shopping-when-online-shopping/178/">News Media Online</a> – This blog focuses on why comparison shopping makes more sense online than in a physical store.</li>
<li><a href="http://fashionzo.blogspot.com/2010/07/online-shopping-vs-store-shopping.html">Fashion Zone</a> – This blog explains why many people prefer to shop online than in a store.</li>
<li><a href="http://ivythesis.typepad.com/term_paper_topics/2010/07/research-proposal-on--30.html">Thinking Made Easy</a> – This blog explains consumer attitudes toward e-commerce and why a vast majority are quickly embracing the benefits of online shopping.</li>
<li><a href="http://serlibre.info/2010/07/opt-for-online-shopping-to-buy-the-shirt-from-paul-smith/">Serlibre Shopping</a> &#8211; A blog post that an affirmation to the ease and comfort of shopping online and not offline.</li>
<li><a href="http://www.besmartshop.info/shopping-for-hard-to-find-items-online">Smart to Shopping</a> – This blog is about how online shopping has made hard to find items more easily attainable than offline shopping.</li>
<li><a href="http://www.yourshoppinggenieonline.com/shop-online-next/">Shop Online Next</a> – This blog lists and explains 4 reasons why shopping an online gift store is better than trying to find what you want offline.</li>
<li><a href="http://nachhaltiger.net/index.php/2010/07/news/back-to-school-the-eco-friendly-way/">Nachhaltiger</a> – This blog has tips for eco-friendly back to school shopping and hails online shopping because of its’ convenience, less waste materials, and gas used.</li>
</ol>
</div>
</div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://www.applyforacreditcard.net/45-blog-posts-about-why-online-shopping-is-better-than-offline-shopping/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>43 Articles on Why You Should Keep Your Credit Card Numbers Safe</title>
		<link>http://www.applyforacreditcard.net/43-articles-on-why-you-should-keep-your-credit-card-numbers-safe/</link>
		<comments>http://www.applyforacreditcard.net/43-articles-on-why-you-should-keep-your-credit-card-numbers-safe/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 01:25:40 +0000</pubDate>
		<dc:creator>CreditCards Staff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[credit card protection]]></category>
		<category><![CDATA[credit card safety]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.applyforacreditcard.net/?p=86</guid>
		<description><![CDATA[Credit card theft is on the rise. This runs right along with identity theft. Protecting your credit card numbers is important to prevent the devastating effects from both. If your numbers are stolen serious damage can be done to your credit as well as your name. When those things happen it can take a while [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://www.applyforacreditcard.net/43-articles-on-why-you-should-keep-your-credit-card-numbers-safe/" title="Permanent link to 43 Articles on Why You Should Keep Your Credit Card Numbers Safe"><img class="post_image alignnone remove_bottom_margin" src="http://www.applyforacreditcard.net/wp-content/uploads/2010/07/safe.jpg" width="500" height="350" alt="credit card safety" /></a>
</p><p>Credit card theft is on the rise. This runs right along with identity theft. Protecting your credit card numbers is important to prevent the devastating effects from both. If your numbers are stolen serious damage can be done to your credit as well as your name. When those things happen it can take a while to clear those, even when you did not do them. Most credit card companies have measures in place to protect you but even then it takes a considerable amount of time to help sort all those incidents out. Here are 43 articles that will help show you why you should keep your credit card numbers safe.</p>
<ol>
<li><a href="http://www.practicalecommerce.com/articles/720-Credit-Card-Fraud-How-Big-Is-The-Problem-">Credit Card Fraud</a> Read here how big the problem has gotten recently.</li>
<li><a href="http://www.nola.com/news/index.ssf/2009/03/add_mug_to_shrimp_skim.html">Waitress</a> A waitress in a seafood restaurant helps to steal people&#8217;s credit card numbers while they pay for their food.</li>
<li><a href="http://bankfiesta.com/All/Oh-No-I-ve-Been-Defrauded-On-ATM-Debit-and-Credit-Card-Scams">Defrauded on scams</a> Read about one blogger&#8217;s experience of credit and ATM card fraud.</li>
<li><a href="http://www.creditfyi.com/Identity-Theft/Identity-Theft-Stories/Skimming,-Swiping-as-Credit-Card-Fraud.htm">Swiping and Skimming</a> This is a fraud technique that you need to be aware of and some tips on protecting yourself from this type of fraud.</li>
<li><a href="http://www.shift4.com/fraud.cfm">Tips</a> Look here to find some tips on protecting your card numbers and yourself from fraud.</li>
<li><a href="http://www.kiplinger.com/features/archives/2009/09/credit-card-theft.html">Protect Yourself</a> Here are some tips on protecting yourself from credit card theft.</li>
<li><a href="http://creditcardoffersiq.com/credit-card-tips/protect-your-credit-card-information/">Credit Card information</a> Here are some ideas and tricks to protect your credit card information.</li>
<li><a href="http://clubindustry.com/forprofits/credit-card-fraud-new-hampshire-20090625/">Club owner guilty</a> One club owner pleads guilty to credit card fraud.</li>
<li><a href="http://www.businesspundit.com/11-ways-to-protect-yourself-from-identity-theft/">11 Tips</a> Here are 11 tips on protecting your identity and your credit card numbers.</li>
<li><a href="http://www.creditcardguide.com/credit-cards/effects-of-credit-card-fraud-can-linger.html">Effects</a> The effects of credit card can stick with you for a while. Another reason you should try to protect your numbers.</li>
<li><a href="http://www.berkeleyside.com/2010/05/03/rash-of-credit-card-fraud-in-berkeley/">Berkeley</a> A rash of credit card scams have broken out. Here some of the stories and tips for keeping yourself safe.</li>
<li><a href="http://moneyning.com/credit-cards/watch-out-for-possible-credit-card-scams/">Scams</a> Here are some possible scams you may run into and tips on avoiding them.</li>
<li><a href="http://consumerist.com/2008/04/watch-out-for-987-credit-card-scam-from-prophotoslandcom.html">Megan&#8217;s Story</a> Read here to see Megan&#8217;s story of fraud on her card and how she dealt with it.</li>
<li><a href="http://101-credit-cards.com/credit-cards-articles/criminal-charges-your-weekly-credit-card-fraud-round-up">Round up</a> Here are several stories of fraud that happened and are compiled in one convenient place.</li>
<li><a href="http://www.truthorfiction.com/rumors/p/phishing.htm">Examples</a> Here you will find some examples of the latest email credit card scams out there.</li>
<li><a href="http://cashmoneylife.com/2008/10/02/my-debit-card-number-was-stolen/">Stolen</a> One persons story of their numbers being stolen and what to do if it happens to you.</li>
<li><a href="http://www.alabamaconsumer.com/PracticeAreas/Identity-Theft-Credit-Issues.asp">It can happen to anyone</a> Here you can read about types of scams, what to do if you have been and what to look for on your statements.</li>
<li><a href="http://community.ca.com/blogs/securityadvisor/archive/2008/02/11/the-face-of-credit-card-fraud-and-what-you-can-do.aspx">Victim</a> Read here to learn about one person&#8217;s story of fraud and how they found out what was going on.</li>
<li><a href="http://www.the-savvy-sista.com/2010/05/tyler-perry-victim-of-credit-card-fraud.html">Tyler Perry</a> Even celebrities are not immune to credit card fraud. Read here about what was done to Tyler Perry.</li>
<li><a href="http://sayanythingblog.com/entry/credit_card_fraud_for_obama/">Political Fraud</a> Here is one couples story of credit card fraud dealing with the presidential campaign.</li>
<li><a href="http://billmullins.wordpress.com/2008/04/17/visa-credit-card-scam-%E2%80%93-don%E2%80%99t-be-a-victim/">Avoid Fraud</a> Here are some scams and tips on how to avoid being a victim of fraud.</li>
<li><a href="http://www.icoblog.com/2008/10/not-so-obvious-internet-credit-card.html">Scam</a> Learn here about a newer, not as obvious, credit card scam taking place.</li>
<li><a href="http://www.surfnetkids.com/safety/need_to_know_to_the_victim_of_credit_card_fraud-20211.htm">If you are a victim</a> Here are a few steps to take if you are already a victim of credit card fraud.</li>
<li><a href="http://www.cardratings.com/jan01new.html">Card Insurance</a> Learn the views on whether or not you should purchase credit card protection insurance.</li>
<li><a href="http://www.ebillme.com/tips/online-fraud-protection">Tips on preventing fraud</a> Learn how to prevent credit card and other types of fraud. Learn to protect yourself.</li>
<li><a href="http://www.studentfinancedomain.com/credit_cards/credit_card_fraud_protection.aspx">Be aware</a> Be aware and conscious of what and who is around you whenever you use your cards.</li>
<li><a href="http://www.marcbressman.com/blogger/2008/05/victim-of-credit-card-fraud.html">Marc&#8217;s Story</a> Learn here of Marc&#8217;s story when he fell prey to credit card fraud.</li>
<li><a href="http://www.mymoneyblog.com/archives/2005/02/crap_credit_car_1.html">My card stolen</a> Here is one person&#8217;s story of how her card was stolen and used on Amazon.com.</li>
<li><a href="http://www.tamingthebeast.net/articles/creditcardfraudidentitytheft.htm">Fraud story</a> Here is one persons experience with their own credit card fraud issues.</li>
<li><a href="http://www.givemebackmycredit.com/blog/2010/07/scam-alert-desperate-friend-mugged-and-stranded-in-london-not.html">Email Scam</a> Learn about a scam that people are getting caught up in when not protecting their passwords and account information.</li>
<li><a href="http://9to5mac.com/node/19163">iTunes</a> iTunes just had a case of fraud with stolen credit card numbers.</li>
<li><a href="http://www.identitytheftsecrets.com/reporter-who-covers-identity-theft-becomes-victim-herself">Reporter&#8217;s story</a> One reporter who covers fraud was a victim herself.</li>
<li><a href="http://www.jec.cl/articulos/?p=9729">Compromised</a> Hotels are the big target of hackers and this couple&#8217;s cards were involved in fraud.</li>
<li><a href="http://www.creditinfocenter.com/wordpress/2010/07/07/after-checking-out-check-your-card/">Check your card</a> After leaving the hotel, make sure to check your statement due to the rise in hotels being hacked.</li>
<li><a href="http://rubyredslipper.blogspot.com/2010/07/your-life-in-expenses.html">Anastasia is a victim</a> Read how Anastasia learned her cards had been compromised.</li>
<li><a href="http://www.websitepublisher.net/blog/2010/05/19/an-obvious-case-of-credit-card-fraud/">One Blogger&#8217;s Case</a> Here a blogger shows you what was on their statement and the obvious case of fraud.</li>
<li><a href="http://thefinancebuff.com/2009/01/one-time-credit-card-numbers-for-more-security.html">One time numbers</a> Using a temporary credit card number online will help to protect your information.</li>
<li><a href="http://www.islates.us/?p=797">Horror Story</a> Read a few credit card scam horror stories on this blog.</li>
<li><a href="http://www.mt-soft.com.ar/2010/07/09/phony-collectors-want-your-creditdebit-card-information/">Tampa</a> This person tells us a story about how they were contacted from a fraud group operating out of Tampa.</li>
<li><a href="http://babydipper.blogspot.com/2010/06/credit-card-fraud-from-merchants-point.html">Merchants side</a> This merchant blogs about their side of the credit card fraud when they were hit.</li>
<li><a href="http://personalfinanceworld-neil.blogspot.com/2010/06/credit-card-stolen.html">Dealing with stolen cards</a> Here you will learn tips on how to deal with your cards being stolen and what you need to do.</li>
<li><a href="http://www.wolftracking.com/credit-card-theft/how-to-repair-credit-after-credit-card-theft">Fixing the problem</a> Here you can find some tips on what to do after you have been a victim of credit card fraud.</li>
<li><a href="http://www.quantnet.com/an-identity-theft-story">Story</a> Here is one instance of a person who faced identity theft and credit card fraud.</li>
</ol>
]]></content:encoded>
			<wfw:commentRss>http://www.applyforacreditcard.net/43-articles-on-why-you-should-keep-your-credit-card-numbers-safe/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>46 Posts Explaining the History of Credit Cards</title>
		<link>http://www.applyforacreditcard.net/46-posts-explaining-the-history-of-credit-cards/</link>
		<comments>http://www.applyforacreditcard.net/46-posts-explaining-the-history-of-credit-cards/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 12:29:31 +0000</pubDate>
		<dc:creator>CreditCards Staff</dc:creator>
				<category><![CDATA[First Credit Cards]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[history]]></category>
		<category><![CDATA[history of credit cards]]></category>

		<guid isPermaLink="false">http://www.applyforacreditcard.net/?p=58</guid>
		<description><![CDATA[In America today most households have upward of ten credit cards or more. Credit cards have been around since the 18th century in some form or another. Buying now and paying later is the concept behind the credit card. It has been traced back to Ancient Egypt. Using credit has evolved from word of mouth [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://www.applyforacreditcard.net/46-posts-explaining-the-history-of-credit-cards/" title="Permanent link to 46 Posts Explaining the History of Credit Cards"><img class="post_image alignnone remove_bottom_margin" src="http://www.applyforacreditcard.net/wp-content/uploads/2010/06/credit-cards.jpg" width="600" height="400" alt="Post image for 46 Posts Explaining the History of Credit Cards" /></a>
</p><p>In America today most households have upward of ten credit cards or more. Credit cards have been around since the 18<sup>th</sup> century in some form or another. Buying now and paying later is the concept behind the credit card. It has been traced back to Ancient Egypt. Using credit has evolved from word of mouth to a simple swipe at the counter. Here is a list of posts explaining that change over the past years. There have been many changes that have taken place. Things like rewards for your cards and earning points are a few examples of the changes made over the past years.</p>
<ol>
<li><a href="http://www.thehistoryof.net/history-of-credit-cards.html">In the 18th Centur</a>y - A brief history of when credit cards got their start.</li>
<li><a href="http://www.straightdope.com/columns/read/2819/is-it-safer-not-to-sign-the-back-of-your-credit-cards">Straight Dope</a> - While answering a few questions on signing the back of your card, the writer discusses the history of where credit cards started.</li>
<li><a href="http://www.getrichslowly.org/blog/2006/11/28/the-secret-history-of-the-credit-card-repeat/">Secret History</a> - Here is a discussion about the credit reporting agencies and how they all got started.</li>
<li><a href="http://www.etiziano.com/I_love_logo_design/history_of_the_mastercard_logo.html">MasterCard Logo</a> - See how the logo for the Master Card has evolved over time.</li>
<li><a href="http://www.bizaims.com/coffee+break/advices+projects/the+history+mastercard">History of MasterCard</a> - Learn where the MasterCard came from and how it got where it is today.</li>
<li><a href="http://www.syncrat.com/articles/history-of-visa">History of Visa</a> - Find out where the Visa card came from and when it was first used.</li>
<li><a href="http://www.finweb.com/banking-credit/origin-and-history-of-credit-cards.html">Credit Card</a> - Learn how the cards got started back just before the beginning of World War I.</li>
<li><a href="http://personalmoneystore.com/moneyblog/2010/01/22/884-history-credit-card-america/">Credit Cards in America</a> - Discover how credit cards started here in America.</li>
<li><a href="http://didyouknow.org/creditcards/">First Credit Used</a> - The first method of credit was used in Assyria almost three thousand years ago.</li>
<li><a href="http://www.creditcardflyers.com/credit-education/origin-of-credit-cards.php">Origins</a> - Find out where credit cards got started and how they were started here.</li>
<li><a href="http://www.bukisa.com/articles/51856_brief-history-of-the-credit-card">Simple Concept</a> - Information on the concept of buy now and pay later. Learn where credit cards were used first.</li>
<li><a href="http://www.thinkingmoney.org/history-of-the-credit-card/">Early start</a> - Some records show credit started as early as 1730.</li>
<li><a href="http://www.extracreditcards.com/history/">History</a> - The modern credit card was introduced around the middle of the twentieth century.</li>
<li><a href="http://archives.chennaionline.com/columns/variety/2007/07article26.asp">Concept</a> - Learn the concept and definition of credit cards.</li>
<li><a href="http://creditcardforum.com/discover-diners-club/28-history-discover-credit-card.html">Discover Card</a> - Here is a brief description of where the Discover card came from and when it was first used.</li>
<li><a href="http://www.cardbenefit.com/credit-education/credit-card-history.htm">First Inventor</a> - The inventor of the first bank issued card was John Biggins.</li>
<li><a href="http://www.buzzle.com/articles/history-of-credit-cards.html">History Of Use</a> - Credit cards have been in use for the last half century.</li>
<li><a href="http://www.countingmypennies.com/2009/03/13/history-of-credit-card/">Credit Card Incentives</a> - Learn where the incentives like cash back or 0% APR came from.</li>
<li><a href="http://www.arizonacollectionslawyer.com/Articles0002.html">1950</a> - This is the year that marked the beginning of using what we know as the credit card today.</li>
<li><a href="http://www.logoblog.org/american-express-logo.php">American Express</a> - Take a look at where the American Express logo evolved from.</li>
<li><a href="http://www.creditcards.com/credit-card-news/credit-cards-history-1264.php">Early Beginnings</a> - Look at who were the first credit cards on the scene and who joined them.</li>
<li><a href="http://www.merchantaccountblog.com/102/the-history-of-credit-card-terminals">Credit Card terminals</a> - Look at where the first credit card terminal came from and what type they were.</li>
<li><a href="http://www.sobrunei.com/a-brief-history-of-credit-cards.html">Credit Cards Here Short Time</a> - Although they seem to have been here a while, they are relatively young still.</li>
<li><a href="http://www.creditloan.com/blog/2009/03/23/a-history-of-credit-cards/">Credit Card Time Line</a> - This will show you the evolution of the credit card.</li>
<li><a href="http://pindebit.blogspot.com/2008/09/first-credit-cards-quick-history.html">Looking Back</a> - Take a trip back to see where credit cards started at.</li>
<li><a href="http://www.askmrcreditcard.com/creditcardblog/reward-card-evolution/">Evolution</a> - Take a look at the evolution of the rewards credit card.</li>
<li><a href="http://www.mortgageloan.com/credit-cards-a-brief-history">Card History</a> - Some thought this would help the cash flow problem of the past.</li>
<li><a href="http://www.myuniversalfacts.com/2005/11/credit-card-history-its-evolution.html">Big Inventions</a> - A look at one of man&#8217;s biggest inventions and where it is today.</li>
<li><a href="http://www.cryptosmith.com/archives/842">Visa</a> - A look at where Visa has evolved from.</li>
<li><a href="http://www.100best-credit-card-reports.com/articles56.html">Visa vs. Discover</a> - Compare the history and benefits of these two cards.</li>
<li><a href="http://www.creditcardsmadesimple.com/Articles/The_History_of_MasterCard/">MasterCard History</a> - A trusted household name; learn where it started and where it is now.</li>
<li><a href="http://www.bankrate.com/finance/financial-literacy/the-evolution-of-credit-cards-1.aspx">Evolution Of Credit Cards</a> - Read how the credit cards have evolved over time and developed into what we now use today.</li>
<li><a href="http://www.insidearm.com/go/arm-analysis/the-evolution-of-smart-card-technology">Smart Card</a> - Learn about a new type of credit card to help with credit card fraud.</li>
<li><a href="http://www.gotmerchant.com/history_of_credit_card_processing.php">Credit card processing</a> - Information on the processing of cards and why a business should accept them.</li>
<li><a href="http://www.credit-card-customer-care.com/discover-card.html">Discover Card</a> - Started by Sears, this is a look at where the Discover card came from.</li>
<li><a href="http://www.scripophily.net/amexcom2.html">American Express</a> - Take a look at where the card came from and a brief description on the company.</li>
<li><a href="http://www.investopedia.com/articles/financial-theory/08/history-credit-cards.asp">Plastic Empire</a> - Life before credit cards and life now that they are a necessity.</li>
<li><a href="http://www.creditcardassist.com/blog/">Credit Assist</a> - Delaware has been significant in credit card history as where many of the card companies have their roots.</li>
<li><a href="http://www.spamlaws.com/creditcards.html">Card History</a> - Read about how long the credit card has been around.</li>
<li><a href="http://www.creditcardchaser.com/who-invented-the-credit-card/">Invention Of Credit Card</a> - Here you will discover who invented the credit card.</li>
<li><a href="http://www.bargaineering.com/articles/50-fun-facts-about-credit-cards.html">Fun Facts</a> - Here is a list of some fun facts on the history of the credit card.</li>
<li><a href="http://www.creditcardanswers.co.uk/credit-card-magnetic-strips-explained.html">Magnetic Strip</a> – Learn about the magnetic strip and why it was added to the card.</li>
<li><a href="http://www.economywatch.com/credit-card/comparison/machines.html">Credit Card Machine</a> - Discover the progress made from when the first machine was made.</li>
<li><a href="http://bigcashmaker.blogspot.com/2009/05/discover-credit-card-history.html">One Person&#8217;s View</a> - Learn the history of the credit card and whether it is a curse or a blessing.</li>
<li><a href="http://topdocumentaryfilms.com/secret-history-of-the-credit-card/">Secrets</a> - Learn how the credit cards became so persuasive to the masses.</li>
<li><a href="http://www.mirror99.com/20051027/mobile_evolution_unveils_mobile_credit_card_processing_with_approve_anywhere__bhei.jspx">Mobile Credit processing</a> - The credit card machine has evolved into being mobile.</li>
</ol>
]]></content:encoded>
			<wfw:commentRss>http://www.applyforacreditcard.net/46-posts-explaining-the-history-of-credit-cards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>46 Articles on the Importance of Having Good Credit</title>
		<link>http://www.applyforacreditcard.net/46-articles-on-the-importance-of-having-good-credit/</link>
		<comments>http://www.applyforacreditcard.net/46-articles-on-the-importance-of-having-good-credit/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 15:52:19 +0000</pubDate>
		<dc:creator>CreditCards Staff</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[good credit]]></category>
		<category><![CDATA[personal credit]]></category>

		<guid isPermaLink="false">http://www.applyforacreditcard.net/?p=42</guid>
		<description><![CDATA[Having good credit is a necessity in these modern times. This is quite unlike the past when a handshake and a carefully penned signature were enough for consumers to obtain the necessities of life such as vehicles and houses. Credit is how bankers and other lenders determine if a person is a good candidate for [...]]]></description>
			<content:encoded><![CDATA[<p><a class="post_image_link" href="http://www.applyforacreditcard.net/46-articles-on-the-importance-of-having-good-credit/" title="Permanent link to 46 Articles on the Importance of Having Good Credit"><img class="post_image alignnone remove_bottom_margin" src="http://www.applyforacreditcard.net/wp-content/uploads/2010/06/good-credit.jpg" width="500" height="375" alt="Post image for 46 Articles on the Importance of Having Good Credit" /></a>
</p><p>Having good credit is a necessity in these modern times. This is quite unlike the past when a handshake and a carefully penned signature were enough for consumers to obtain the necessities of life such as vehicles and houses. Credit is how bankers and other lenders determine if a person is a good candidate for repaying any money lent. A low credit score will likely also affect a person&#8217;s rates for insurance premiums as well as that person&#8217;s potential for obtaining certain jobs. It is in a person&#8217;s best interest to know and understand all about having good credit and the implications if their credit is not optimal.</p>
<ol>
<li><a href="http://www.creditrepairblog.net/PermaLink,guid,3cbd9c9e-845e-4380-9e9b-22cf39884c23.aspx">Credit Repair Blog</a>: This article details the many reasons that having good credit is important.</li>
<li><a href="http://www.amandahudson.com/talk-everything/understanding-the-importance-of-an-annual-credit-report.html">Amanda Hudson</a>: This article reminds consumers to be aware of what is on their credit report and the information it contains.</li>
<li><a href="http://genxfinance.com/2010/05/26/credit-score-and-credit-history-basics/">Gen X Finance</a>: This article is aimed at those who are part of Generation X and it explains many aspects of credit.</li>
<li><a href="http://www.creditloan.com/good-credit/">Credit Loan</a>: This web site has a number of articles that focus on establishing good credit, maintaining good credit and the importance of having good credit.</li>
<li><a href="http://www.homebuyinginstitute.com/credit.php">Home Buying Institute</a>: This web site has many articles that explain about the importance of good credit and how to improve it if necessary.</li>
<li><a href="http://www.askmrcreditcard.com/ficoscore.html">Ask Mr. Credit</a>: This article details the importance of a consumer&#8217;s FICO score which is what determines whether a person&#8217;s credit is good or  not.</li>
<li><a href="http://www.spendonlife.com/blog/understanding-credit-scores">Spend on Life</a>: This article details the basics of good credit.</li>
<li><a href="http://finance-made-simple.com/credit-score/assorted-credit-score-report-assumptions-that-result-in-huge">Finance Made Simple</a>: This article reminds consumers not to make assumptions about their credit and why it is not a good idea.</li>
<li><a href="http://www.prime-targeting.com/the-foreclosure-and-credit-score-connection/">Prime Targeting: </a>This article informs consumers about the connection between a person&#8217;s credit score and foreclosure.</li>
<li><a href="http://www.credit-repair-blog.net/2008/07/16/credit-repair-how-to-raise-your-credit-score/">Sky Blue Credit</a>: This article gives consumers some pointers about how to raise their credit score if it is too low.</li>
<li><a href="http://www.smartcredit.com/credit-resources/guide-to-good-credit/introduction.htm">Smart Credit</a>: This article offers consumers who procrastinate lots of advice about how good credit.</li>
<li><a href="http://blog.gocollege.com/2009/02/09/graduating-with-zero-debt-oregon-senior-kai-davis-explains-how-it-can-be-done/">Go College</a>: An article that focuses on college students and their unique credit issues.</li>
<li><a href="http://www.debtguru.com/finances/teaching-children-the-importance-of-money">Debt Guru</a>: This article details how to help children learn about money and good credit.</li>
<li><a href="http://www.thedigeratilife.com/blog/index.php/2008/02/01/teaching-our-kids-how-to-handle-debt-and-credit/">The Digerati Life</a>: This blog tells parents easy ways to teach children about credit and managing their money.</li>
<li><a href="http://www.healthquotessite.com/blogs/permalinks/9-2009/getting-the-best-auto-insurance-rates.php">Health Quotes Site</a>: This article details just a few of the advantages consumers enjoy by having good credit.</li>
<li><a href="http://www.findingdulcinea.com/guides/Finance/Credit.pg_03.html">Finding Dulcinea</a>: An article giving teens and college students tips about why good credit is important and how to obtain it.</li>
<li><a href="http://www.moneywisewomenblog.net/2009/12/your-financial-report-card-credit-report-score.html">Money Wise Women</a>: This article explains why women should be aware of what their credit score is and what can be done one that is less than ideal.</li>
<li><a href="http://www.first-time-home-buyer-solutions.com/good-credit-score.html">First Time Home Buyer Solutions</a>: This article explains why having a good credit score is important when purchasing a home.</li>
<li><a href="http://www.creditclean.com/">Credit Clean</a>: An information article detailing  the process of how to fix less than stellar credit and why good credit is beneficial to consumers.</li>
<li><a href="http://blog.lendingclub.com/2007/06/29/the-importance-of-good-credit-part-1/">Lending Club</a>: This article details the many reasons having good credit is important.</li>
<li><a href="http://directionwealth.com/things-that-affect-your-credit-score">Direction Wealth</a>: This article informs consumers about the various items that can adversely affect their credit rating and how to avoid them.</li>
<li><a href="http://amateurassetallocator.com/2010/05/21/how-to-improve-your-credit-score/">Amateur Asset Allocator</a>: This article offers several different ways for consumers to improve their credit score and why they should do so.</li>
<li><a href="http://www.mortgagefit.com/credit-scoring.html">Mortgage Fit</a>:: An article that explains to consumers what a good credit score is and why it is important to have one.</li>
<li><a href="http://www.askmrcreditcard.com/creditcardblog/why-your-credit-score-is-more-important-than-you-think/">Ask Mr. Credit Card</a>: Mr. Credit Card outlines the reasons that having good credit is important.</li>
<li><a href="http://www.econedlink.org/lessons/index.php?lesson=188&amp;page=teacher">Econ Ed Link</a>: This short article explains why good credit is important.</li>
<li><a href="http://www.credit-factor.com/creditscore/understanding-the-importance">Credit Factor</a>: This timely article explains the importance of having a good credit score.</li>
<li><a href="http://www.leaseguide.com/Articles/creditscore.htm">Lease Guide</a>: This article details what a credit score is and how consumers can help make sure it is a positive one.</li>
<li><a href="http://www.myspendingplan.com/articles/viewarticle.aspx?id=20">My Spending Plan: </a>This article explains why good credit is important.</li>
<li><a href="http://www.mtstcil.org/skills/budget-12.html">Mountain State Center: </a>This article focuses on the advantages of good credit.</li>
<li><a href="http://www.cccsstl.org/creditchannel/importanceGoodCredit.asp">Consumer Credit Counseling</a>: This article discusses the importance of consumers having good credit.</li>
<li><a href="http://www.crecreditservices.com/Articles/The_Importance_of_a_Good_Credit_Beginning.html">CRE Credit Services</a>: This article informs consumers about the importance of having good credit from the beginning of the process.</li>
<li><a href="http://www.leavedebtbehind.com/credit/the-importance-of-having-a-good-debt-to-income-ratio/">Leave Debt Behind</a>: This article explains why having a good credit score is important to consumers.</li>
<li><a href="http://www.affordableconcretecutting.com/home_mortgage/credit-importance.html">Affordable Concrete Cutting</a>: This article informs consumers how lending institutions use credit scores and why it is important that those scores be good.</li>
<li><a href="http://www.accessgroup.org/Student-Loans/learn-about-loans/importance-of-good-credit.htm">Access Group</a>: Aimed at college students, this article explains how important good credit is.</li>
<li><a href="http://www.poorpaulonline.com/?p=75">Poor Paul Online</a>: Poor Paul informs consumers about building a good credit history.</li>
<li><a href="http://www.creditlearningcenter.com/Establishing-Credit/Importance-of-Establishing-Credit.html">Credit Learning Center: This article explains all about good credit and why consumers should try to have it.</a></li>
<li><a href="http://www.creditreportrepair.net/credit_history.html">Credit Report Repair</a>: This article emphasizes the importance of having a good credit history.</li>
<li><a href="http://www.finweb.com/banking-credit/the-importance-of-your-credit-report.html">Financial Web</a>: This article seeks to inform consumers about the implications of having good credit.</li>
<li><a href="http://www.bargaineering.com/articles/how-to-improve-a-good-credit-score.html">Bargaineering</a>: Unlike many other articles, this article tells consumers how to improve a good credit score to make it better.</li>
<li><a href="http://creditscoreaide.com/credit-reports/">Credit Score Aide</a>: This article helps to explain to consumers about the items found in their credit report and what they mean to consumers.</li>
<li><a href="http://www.bad-credit-advisor.com/fico-credit-score.html">Bad Credit Advisor</a>: This article explains the basic of a FICO, also known as a credit score, score to consumers.</li>
<li><a href="http://www.creditscoring.com/pages/bar.htm">Credit Scoring</a>: A very informative article that breaks down the credit score numbers into very detailed increments so that consumers know exactly where they stand in relation to their score.</li>
<li><a href="http://www.creditinfocenter.com/credit-report.php">Credit Info Center</a>: This article explains exactly why consumers need to be concerned about their credit reports</li>
<li><a href="http://www.moolanomy.com/1608/improve-fico-credit-score/">Moolanomy: </a>This article informs consumers about how their credit score is determined and what they can do to improve it.</li>
<li><a href="http://cashmoneylife.com/2008/05/27/fico-credit-report-card-score/">Cash Money</a>: This article breaks down the factors used to determine a consumer&#8217;s credit score and the ratio assigned to each of those factors.</li>
<li><a href="http://www.deal4loans.com/loans/articles/history-behind-credit-history-need-importance/">The History Behind Credit History</a>: The need and importance of paying what you owe.</li>
</ol>
<p><a href="http://www.leavedebtbehind.com/about/contact/"></a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.applyforacreditcard.net/46-articles-on-the-importance-of-having-good-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

